IUL Agents in San Antonio, Texas
5 verified specialists based in the San Antonio area.
San Antonio is home to one of the largest military communities in the country, centered on Joint Base San Antonio, and the Hill Country towns to the north, like Boerne and Bulverde, have drawn retirees for decades. That mix of young families, service members, and people planning for retirement shapes the questions agents here hear every day. The agents based in the San Antonio area hold active Texas licenses.
Based in the San Antonio area
License VerifiedLicensed since 2019My name is Amy Hernandez. I’ve been helping people with their insurance needs since 2019.
- Health
- Life
- Annuities
- +3 more
License VerifiedLicensed since 2018- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2016Ginger Lichlyter helps individuals and families find coverage that fits their lives and protects what matters most.
- Health
- Group Health Plans
- Life
- +3 more
License VerifiedLicensed since 2018Seven daughters taught me to listen, negotiate, and accept that I probably wasn’t winning the vote anyway.
- Health
- Group Health Plans
- Life
- +3 more
License VerifiedLicensed since 2020- Life
- Final Expense
- Mortgage Protection
- +3 more
More agents licensed in Texas
These agents are based outside the San Antonio area and hold a Texas license.
License VerifiedLicensed since 2001Licensed since 2001, Elisabeth has a passion for helping people.
- Life
- Final Expense
- Mortgage Protection
- +5 more
License VerifiedLicensed since 2019- Health
- Life
- IUL
- +2 more
License VerifiedLicensed since 2015I’m Daniel O’Connell, an independent health and life insurance broker based in Houston, Texas.
- Life
- Final Expense
- Medicare
- +3 more
License VerifiedLicensed since 2006Darin Haley is dedicated insurance agent committed to help individuals,families,and businesses protect what matters most.
- Health
- Group Health Plans
- Life
- +4 more
License VerifiedLicensed since 2016Garron T.
- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2017I could take this space to tell you all about me and why I love helping clients. But that’s probably not important to You.
- Life
- Final Expense
- Health
- +2 more
What IUL cover actually does
Indexed universal life is a kind of permanent life insurance. It is built to last your whole life as long as it stays funded, and it builds cash value you can borrow against.
Part of that cash value earns interest based on a market index. A floor means a bad year in the index does not reduce the interest credited, and a cap limits how much can be credited in a good year. Policy fees and the cost of insurance still come out of the cash value, so how the policy is funded matters.
Read the full IUL guide →