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IUL agents in Colorado

10 verified specialists licensed to write in Colorado.

The Colorado Division of Insurance, part of the Department of Regulatory Agencies, licenses agents who write in the state. Colorado has a young, active population along the Front Range and a lot of self-employed people, which shapes the coverage conversations agents have here. The agents on this page hold an active Colorado license and work with residents across the state.

  • Amy Parrish

    Watsontown, PA

    Licensed in 44 states

    License VerifiedLicensed since 2014

    Insurance can feel complicated. My goal is to help you understand your options and feel confident about your next step.

    • Health
    • Life
    • Annuities
    • +3 more
  • Charles Dodson

    Colorado Springs, CO

    Licensed in 11 states

    License VerifiedLicensed since 2026

    As an independent insurance broker, I work for one person only: you.

    • Health
    • Group Health Plans
    • Life
    • +3 more
  • Daniel O'Connell

    Houston, TX

    Licensed in 17 states

    License VerifiedLicensed since 2015

    I’m Daniel O’Connell, an independent health and life insurance broker based in Houston, Texas.

    • Life
    • Final Expense
    • Medicare
    • +3 more
  • Jesse Stamm

    Orlando, FL

    Licensed in 49 states

    License VerifiedLicensed since 2020

    Jesse Stamm is the founder of Optimum, an Orlando-based independent insurance agency serving families in all 50 states.

    • IUL
    • Life
    • Final Expense
    • +3 more
  • Kara DeNardo

    Hartford, WI

    Licensed in 49 states

    License VerifiedLicensed since 2021
    • Life
    • Final Expense
    • Mortgage Protection
    • +3 more
  • Kim Ruiz King

    Chantilly, VA

    Licensed in 28 states

    License VerifiedLicensed since 2020

    At Fambuli Insurance Services, we believe insurance should start with a conversation—not a product.

    • Life
    • Final Expense
    • Mortgage Protection
    • +3 more
  • Purushotam Shrestha

    Kansas City, KS

    Licensed in 17 states

    License VerifiedLicensed since 2021
    • Life
    • Final Expense
    • Mortgage Protection
    • +5 more
  • Rogelio Bernal Jr

    Bakersfield, CA

    Licensed in 19 states

    License VerifiedLicensed since 2023

    Licensed Life & health Insurance agent since 2023. Specializing in Medicare health, and ancillary products.

    • Health
    • Medicare
    • Life
    • +4 more
  • Varonica Grills

    Temecula, CA

    Licensed in 41 states

    License Verified

    Hi, I’m Varonica Grills, a nationwide health, life, and annuity broker.

    • Life
    • Final Expense
    • Mortgage Protection
    • +3 more
  • Amanda Lunsford

    Licensed in 34 states

    License VerifiedLicensed since 2019

    Hello! My name is Amanda Lunsford and I would love to assist you with all of your Health, Life and Dental Insurance needs.

    • Life
    • Final Expense
    • Mortgage Protection
    • +2 more

What IUL cover actually does

Indexed universal life is a kind of permanent life insurance. It is built to last your whole life as long as it stays funded, and it builds cash value you can borrow against.

Part of that cash value earns interest based on a market index. A floor means a bad year in the index does not reduce the interest credited, and a cap limits how much can be credited in a good year. Policy fees and the cost of insurance still come out of the cash value, so how the policy is funded matters.

Read the full IUL guide →