IUL agents in New Jersey
14 verified specialists licensed to write in New Jersey.
New Jersey agents are licensed by the Department of Banking and Insurance. The state is densely populated and sits between New York and Philadelphia, so many residents want a network that reaches into both. The agents on this page hold an active New Jersey license and work with residents across the state.
License VerifiedLicensed since 2014Insurance can feel complicated. My goal is to help you understand your options and feel confident about your next step.
- Health
- Life
- Annuities
- +3 more
License VerifiedLicensed since 2026I’m Betzaveth—a wife, mom, and faith-driven Licensed Life & Health Insurance Broker.
- Life
- Final Expense
- Mortgage Protection
- +2 more
License VerifiedLicensed since 2015I’m Daniel O’Connell, an independent health and life insurance broker based in Houston, Texas.
- Life
- Final Expense
- Medicare
- +3 more
License VerifiedLicensed since 2026- Health
- Group Health Plans
- Life
- +3 more
License VerifiedLicensed since 2016Garron T.
- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2019- Health
- Group Health Plans
- Life
- +4 more
License VerifiedLicensed since 2020Jesse Stamm is the founder of Optimum, an Orlando-based independent insurance agency serving families in all 50 states.
- IUL
- Life
- Final Expense
- +3 more
License VerifiedLicensed since 2021- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2021- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2019As a mother, wife, and business owner, Patty understands the importance of protecting loved ones.
- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2015- Life
- Final Expense
- Health
- +3 more
License VerifiedLicensed since 2020- Life
- Final Expense
- Mortgage Protection
- +3 more
Amanda Lunsford
Licensed in 34 states
License VerifiedLicensed since 2019Hello! My name is Amanda Lunsford and I would love to assist you with all of your Health, Life and Dental Insurance needs.
- Life
- Final Expense
- Mortgage Protection
- +2 more
License VerifiedLicensed since 2018- Life
- Final Expense
- Mortgage Protection
- +2 more
What IUL cover actually does
Indexed universal life is a kind of permanent life insurance. It is built to last your whole life as long as it stays funded, and it builds cash value you can borrow against.
Part of that cash value earns interest based on a market index. A floor means a bad year in the index does not reduce the interest credited, and a cap limits how much can be credited in a good year. Policy fees and the cost of insurance still come out of the cash value, so how the policy is funded matters.
Read the full IUL guide →