IUL agents in New York
9 verified specialists licensed to write in New York.
New York agents are licensed by the Department of Financial Services, which also regulates the state's banks. New York has some of the most detailed insurance rules in the country and a market that ranges from New York City to rural communities upstate. The agents on this page hold an active New York license.
License VerifiedLicensed since 2014Insurance can feel complicated. My goal is to help you understand your options and feel confident about your next step.
- Health
- Life
- Annuities
- +3 more
License VerifiedLicensed since 2018- Life
- Final Expense
- Health
- +1 more
License VerifiedLicensed since 2015I’m Daniel O’Connell, an independent health and life insurance broker based in Houston, Texas.
- Life
- Final Expense
- Medicare
- +3 more
License VerifiedLicensed since 2026- Health
- Group Health Plans
- Life
- +3 more
License VerifiedLicensed since 2016Garron T.
- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2020Jesse Stamm is the founder of Optimum, an Orlando-based independent insurance agency serving families in all 50 states.
- IUL
- Life
- Final Expense
- +3 more
License VerifiedLicensed since 2019As a mother, wife, and business owner, Patty understands the importance of protecting loved ones.
- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2018- Life
- Final Expense
- Mortgage Protection
- +2 more
Denise Owusu
Licensed in 4 states
License Verified- Life
- Final Expense
- Health
- +2 more
What IUL cover actually does
Indexed universal life is a kind of permanent life insurance. It is built to last your whole life as long as it stays funded, and it builds cash value you can borrow against.
Part of that cash value earns interest based on a market index. A floor means a bad year in the index does not reduce the interest credited, and a cap limits how much can be credited in a good year. Policy fees and the cost of insurance still come out of the cash value, so how the policy is funded matters.
Read the full IUL guide →